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computers for saleDifferent policies specify the circumstances under which each item is covered. Cote d'Ivoire For example, a vehicle can be insured against theft, fire damage, or accident damage independently. Croatia An excess payment, also known as a deductible, is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Cuba Normally the payment is made directly to the accident repair "garage" (The term "garage" refers where vehicles are serviced and repaired) when you collect the car. Cyprus For example, a policy-holder might pay a $45 co-payment for a doctor's visit, or to obtain a prescription. Czech Republic A co-payment must be paid each time a particular service is obtained. Denmark Coinsurance: Instead of paying a fixed amount up front (a co-payment), the policy-holder must pay a percentage of the total cost. Dhekelia For example, the member might have to pay 20% of the cost of a surgery, while the health plan pays the other 80%. Djibouti Because there is no upper limit on coinsurance, the policy-holder can end up owing very little, or a significant amount, depending on the actual costs of the services they obtain. Dominica Exclusions: Not all services are covered. Dominican Republic The policy-holder is generally expected to pay the full cost of non-covered services out of their own pocket. East Timor Coverage limits: Some health plans only pay for health care up to a certain dollar amount. Ecuador The policy-holder may be expected to pay any charges in excess of the health plan's maximum payment for a specific service. Egypt In addition, some plans have annual or lifetime coverage maximums. El Salvador In these cases, the health plan will stop payment when they reach the benefit maximum, and the policy-holder must pay all remaining costs. Equatorial Guinea Out-of-pocket maximums: Similar to coverage limits, except that in this case, the member's payment obligation ends when they reach the out-of-pocket maximum, and the health plan pays all further covered costs. Eritrea Out-of-pocket maximums can be limited to a specific benefit category (such as prescription drugs) or can apply to all coverage provided during a specific benefit year. Estonia |
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