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As Personal computers, laptops are capable of the same tasks as a desktop computer, although they are typically less powerful for the same price. They contain components that are similar to their desktop counterparts and perform the same functions, but are miniaturized and optimized for mobile use and efficient power consumption. Laptops usually have liquid crystal displays and most of them use different memory modules for their random access memory (RAM), for instance, SO-DIMM in lieu of the larger DIMMs. In addition to a built-in keyboard, they may utilize a touchpad (also known as a trackpad) or a pointing stick for input, though an external keyboard or mouse can usually be attached. A laptop is a notebook computer. Notebook and notepad are laptops. laptop computer For a given price range (and manufacturing base), laptop computational power has traditionally trailed that of desktops. This is partly due to most laptops sharing RAM between the program memory and the graphics adapter. By virtue of their usage goals, laptops prioritize energy efficiency and compactness over absolute performance. Desktop computers and their modular components are built to fit much bigger standard enclosures, along with the expectation of AC line power. As such, energy efficiency and portability for desktops are secondary design goals compared to absolute performance. Prescription drug plans are a form of insurance offered through many employer benefit plans in the US, where the patient pays a co-payment and the prescription drug insurance pays the rest. Ethiopia Health insurance companies also often have a network of providers who agree to accept the reasonable and customary fee and waive the remainder. Europa Island It will generally cost the patient less to use an in-network provider. Falkland Islands (Islas Malvinas) Health plan vs. Faroe Islands health insurance Fiji Historically, HMOs tended to use the term "health plan", while commercial insurance companies used the term "health insurance". Finland A health plan can also refer to a subscription-based medical care arrangement offered through health maintenance organization, HMO, PPO, or POS plan. France These plans are similar to pre-paid dental, pre-paid legal, and pre-paid vision plans. French Guiana ) The services offered are usually at the discretion of a utilization review nurse who is often contracted through the managed care entity providing the subscription health plan. French Polynesia This determination may be made either prior to or after hospital admission (concurrent utilization review). French Southern and Antarctic Lands Inherent problems with insurance Gabon Some national systems with compulsory insurance utilize systems such as risk equalization and community rating to overcome these inherent problems. Gambia, The 		More Hardware
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Co-payment: The amount that the policy-holder must pay out of pocket before the health plan pays for a particular visit or service. Bangladesh The term health insurance is generally used to describe a form of insurance that pays for medical expenses. Barbados It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. Bassas da India It may be provided through a government-sponsored social insurance program, or from private insurance companies. Belarus It may be purchased on a group basis or purchased by individual consumers. Belgium In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Belize Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. Benin Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. Bermuda The benefit is administered by a central organization, most often either a government agency or a private or not-for-profit entity operating a health plan. Bhutan In the United States, car insurance is compulsory in most states, though enforcement of the requirement varies from state to state. Bolivia The state of New Hampshire, for example, does not require motorists to carry liability insurance, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Bosnia and Herzegovina Penalties for not purchasing car insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Botswana Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle.