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In the example given above, payments for the other driver's vehicle would be paid out under property damage coverage, and payments for the injuries would be paid out under bodily injury coverage. Antarctica Bodily injury liability coverage is also usually split as well into a maximum payment per person and a maximum payment per accident. Antigua and Barbuda Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Argentina Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident. Armenia A Health insurance policy is a contract between an insurance company and an individual. Aruba The contract can be renewable annually or monthly. Ashmore and Cartier Islands The type and amount of health care costs that will be covered by the health plan are specified in advance, in the member contract or Evidence of Coverage booklet. Australia The individual policy-holder's payment obligations may take several forms[7]: Austria Premium: The amount the policy-holder pays to the health plan each month to purchase health coverage. Azerbaijan Deductible: The amount that the policy-holder must pay out-of-pocket before the health plan pays its share. Bahamas For example, a policy-holder might have to pay a $500 deductible per year, before any of their health care is covered by the health plan. Bahrain It may take several doctor's visits or prescription refills before the policy-holder reaches the deductible and the health plan starts to pay for care. Baker Island