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InsuranceLawLaw is a system of rules usually enforced through a set of institutions. Laws affects politics, economics and society in numerous ways. Contract law regulates everything from buying a bus ticket to trading stations on a derivatives market. Property law defines rights and obligations related to transfer and title of personal and real property, for instance, in mortgaging or renting a home. Trust law applies to assets held for investment and financial security, such as pension funds. Tort law allows claims for compensation when someone or their property is injured or harmed. If the harm is criminalized in a penal code, criminal law offers means by which the state prosecutes and punishes the perpetrator. Constitutional law provides a framework for creating laws, protecting people's human rights, and electing political representatives. Administrative law relates to the activities of administrative agencies of government. International law regulates affairs between sovereign nation-states in everything from trade to the environment to military action. The rule of law is better than the rule of any individual. |
Co-payment: The amount that the policy-holder must pay out of pocket before the health plan pays for a particular visit or service. Bangladesh The term health insurance is generally used to describe a form of insurance that pays for medical expenses. Barbados It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. Bassas da India It may be provided through a government-sponsored social insurance program, or from private insurance companies. Belarus It may be purchased on a group basis or purchased by individual consumers. Belgium In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Belize Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. Benin Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. Bermuda The benefit is administered by a central organization, most often either a government agency or a private or not-for-profit entity operating a health plan. Bhutan In the United States, car insurance is compulsory in most states, though enforcement of the requirement varies from state to state. Bolivia The state of New Hampshire, for example, does not require motorists to carry liability insurance, while in Virginia residents must pay the state a $500 annual fee per vehicle if they choose not to buy liability insurance. Bosnia and Herzegovina Penalties for not purchasing car insurance vary by state, but often involve a substantial fine, license and/or registration suspension or revocation, as well as possible jail time in some states. Botswana Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle. |
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